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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

110 percent, really happy I’m with them

110 percent, really happy I’m with them Reviewed on: 15th January 2026

Great service

All so easy to deal with great customer care and everting is dealt with efficiently Reviewed on: 15th January 2026

I have been well looked after by this company

I have been well looked after by this company Reviewed on: 15th January 2026

Always been helpful if any problems, good rates, fai...

Always been helpful if any problems, good rates, fair increase policy, good tools to use on app. Reviewed on: 15th January 2026

Zopa dupa

First class service.Easy to contact and probllem solving .Any enquiry treated as important as the next.cutomers are treated like adults and any enquiry explained in simple terms Reviewed on: 15th January 2026

Great and sufficient,easy to use and nice service

Great and sufficient,easy to use and nice service Reviewed on: 15th January 2026

Excellent customer Support

Excellent customer service and quick response Reviewed on: 15th January 2026

It's great accepted me when no one else would and up...

It's great accepted me when no one else would and upfront and straight forward Reviewed on: 15th January 2026

easy to apply and very simple to access via app whic...

easy to apply and very simple to access via app which has everything you may need and help available Reviewed on: 15th January 2026

Only been with Zopa for a few months but all interac...

Only been with Zopa for a few months but all interactions I have had with them have been first class with their customer service being excellent Reviewed on: 15th January 2026

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