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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything about dealing with Zopa is easy and the a...

Everything about dealing with Zopa is easy and the app makes it super simple to manage your account. Reviewed on: 17th April 2025

Useful app, great service.

The app is very useful and informative. I highly recommend Zopa if you are looking for a credit card. Reviewed on: 17th April 2025

Never had one issue with my credit card one of the b...

Never had one issue with my credit card one of the best company's I have ever used for credit thankyou Reviewed on: 17th April 2025

Always there when I need them and easy with me when...

Always there when I need them and easy with me when I'm late with my payment. A very good credit card Reviewed on: 17th April 2025

Fantastic service

Easy to apply and set up account once approved simple enough to navigate when using the web site Reviewed on: 17th April 2025

Fantastic all round no problems at all

Fantastic all round no problems at all Reviewed on: 17th April 2025

A fair and just company.

They look at you in a good way and put you on a better level with your account as they see fit Reviewed on: 17th April 2025

Very easy to apply for

Very easy to apply for and not too bad to set up, not needed to speak to anyone as not needed to at present Reviewed on: 17th April 2025

Hadn’t thought about how good it is for me

Hadn’t thought about how good it is for me Reviewed on: 17th April 2025

Family thing

I even got my husband to go with Zopa as well. We’ve also been looking at Zopa for savings accounts. Reviewed on: 17th April 2025

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