Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Useful app, great service.

The app is very useful and informative. I highly recommend Zopa if you are looking for a credit card. Reviewed on: 17th April 2025

Never had one issue with my credit card one of the b...

Never had one issue with my credit card one of the best company's I have ever used for credit thankyou Reviewed on: 17th April 2025

Always there when I need them and easy with me when...

Always there when I need them and easy with me when I'm late with my payment. A very good credit card Reviewed on: 17th April 2025

Fantastic service

Easy to apply and set up account once approved simple enough to navigate when using the web site Reviewed on: 17th April 2025

Fantastic all round no problems at all

Fantastic all round no problems at all Reviewed on: 17th April 2025

A fair and just company.

They look at you in a good way and put you on a better level with your account as they see fit Reviewed on: 17th April 2025

Very easy to apply for

Very easy to apply for and not too bad to set up, not needed to speak to anyone as not needed to at present Reviewed on: 17th April 2025

Hadn’t thought about how good it is for me

Hadn’t thought about how good it is for me Reviewed on: 17th April 2025

Family thing

I even got my husband to go with Zopa as well. We’ve also been looking at Zopa for savings accounts. Reviewed on: 17th April 2025

I’ve only spoken to customer service once since havi...

I’ve only spoken to customer service once since having the Zopa card, the agent was very helpful and sorted my issue out. I hade my new card sent out, and received it quickly. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.01 from 60 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit Card
from American Express 4.38 from 126 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub