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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always had positive views on Zopa and they keep an e...

Always had positive views on Zopa and they keep an eye on my account and let me know if anything goes arry Reviewed on: 17th April 2025

Great customer service and mobile app is a great use...

Great customer service and mobile app is a great user experience Reviewed on: 17th April 2025

Zopa card rating

Zopa is a good card but the downside is the high interest rate. Reviewed on: 17th April 2025

Very easy to work the app everything is easy to unde...

Very easy to work the app everything is easy to understand Reviewed on: 17th April 2025

Great service

Zopa have given me a chance to rebuild my credit history Reviewed on: 17th April 2025

Amazing credit card

It’s been a joy to have a Zopa credit card it’s helped me so much. Reviewed on: 17th April 2025

Get your credit back on track

I am a new customer and found the app to be so helpful in getting your credit report back on track Reviewed on: 17th April 2025

Very reliable and comfortable credit company

Very reliable and comfortable credit company Reviewed on: 17th April 2025

Easy to deal with,great company great for credit bui...

Easy to deal with,great company great for credit building Reviewed on: 17th April 2025

I have a low credit score

I have a low credit score and Zopa gave me the chance to improve it. Reviewed on: 17th April 2025

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