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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card and company

Good rates and good customer service. Reviewed on: 17th April 2025

Verry good nice team and was verry fast

Verry good nice team and was verry fast Reviewed on: 17th April 2025

Effortless Card Management with No Foreign Fees

The Zopa Bank app makes managing my credit card effortless, with a clean interface, real-time updates, and no extra charges on foreign currency transactions. Reviewed on: 17th April 2025

Very good their customers service are excellent and...

Very good their customers service are excellent and when you.call their response is excellent Reviewed on: 17th April 2025

Absolutely superb service.

Absolutely superb service. Try it, and loved it. No negatives at all!! Wish I had started using Zopa sooner. Would highly recommend to friends and family. easy and efficient and even my nan and grandad use it too now. Just brilliant.. Reviewed on: 17th April 2025

The only issue is it won’t work in certain shops Nis...

The only issue is it won’t work in certain shops Nisa local being one Reviewed on: 17th April 2025

Satisfied customer

I have used Zopa for more than a year now and I have enjoyed the service Reviewed on: 17th April 2025

good im happy with all of it and how i can you it wh...

good im happy with all of it and how i can you it when im short Reviewed on: 17th April 2025

Perfect for using whilst abroad

I have this card for holidays abroad, as there are no foreign exchange fees and you're able to choose the currency of the country that you're in. The way interest is calculated is great, as you avoid lump sum interest fees at the end of the month. Overall happy. Reviewed on: 17th April 2025

Great Experience

Great Experience, helpful advisors, more professional than some other credit card providers. Reviewed on: 17th April 2025

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