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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card company I’ve ever used

I got a credit card to help improve my credit score and the Zopa card has done that. The app is great and so easily to manage everything. It’s great that payments only take a couple of minutes and reflects within your balance within around 2 minutes! Reviewed on: 17th April 2025

STOKE SURVIVOR

I am a stroke survivor, any stress doesn’t help me at all, Zopa has taken money worries of me, plus there stress free, wonderful firm, Reviewed on: 17th April 2025

Brilliant service.

Brilliant service. Very good communication. Reviewed on: 17th April 2025

I cant open the application to see My card My balanc...

I cant open the application to see My card My balance, i was calling many times nobody resolving the problem Reviewed on: 17th April 2025

Zopa have always been brilliant!

Zopa have always been brilliant! Customer service is great and the product is fantastic for what I need. Reviewed on: 17th April 2025

Highly recommended

Excellent, friendly and helpful, seem to be different in a good way Reviewed on: 17th April 2025

Fantastic product and experience

Fantastic product and experience Reviewed on: 17th April 2025

ZOPA have been really easy to deal with.

ZOPA have been really easy to deal with. Everything is dealt with in easy to understand terms. I would recommend this banker to anyone Reviewed on: 17th April 2025

Great bank never any problems very enjoyable to be p...

Great bank never any problems very enjoyable to be part of.please keep up the good work. Reviewed on: 17th April 2025

Very easy and straight forward.

Very easy and straight forward. Crystal clear app. Lets me know when I’ve spent and my balance Reviewed on: 17th April 2025

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