Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Verry good nice team and was verry fast

Verry good nice team and was verry fast Reviewed on: 17th April 2025

Effortless Card Management with No Foreign Fees

The Zopa Bank app makes managing my credit card effortless, with a clean interface, real-time updates, and no extra charges on foreign currency transactions. Reviewed on: 17th April 2025

Very good their customers service are excellent and...

Very good their customers service are excellent and when you.call their response is excellent Reviewed on: 17th April 2025

Absolutely superb service.

Absolutely superb service. Try it, and loved it. No negatives at all!! Wish I had started using Zopa sooner. Would highly recommend to friends and family. easy and efficient and even my nan and grandad use it too now. Just brilliant.. Reviewed on: 17th April 2025

The only issue is it won’t work in certain shops Nis...

The only issue is it won’t work in certain shops Nisa local being one Reviewed on: 17th April 2025

Satisfied customer

I have used Zopa for more than a year now and I have enjoyed the service Reviewed on: 17th April 2025

good im happy with all of it and how i can you it wh...

good im happy with all of it and how i can you it when im short Reviewed on: 17th April 2025

Perfect for using whilst abroad

I have this card for holidays abroad, as there are no foreign exchange fees and you're able to choose the currency of the country that you're in. The way interest is calculated is great, as you avoid lump sum interest fees at the end of the month. Overall happy. Reviewed on: 17th April 2025

Great Experience

Great Experience, helpful advisors, more professional than some other credit card providers. Reviewed on: 17th April 2025

Always had positive views on Zopa and they keep an e...

Always had positive views on Zopa and they keep an eye on my account and let me know if anything goes arry Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews
Aquis Card
from Vanquis 4.31 from 41 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub