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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card to get you started on building credit score.

Great card to get you started on building credit score. Reviewed on: 17th April 2025

Useful back up

Very useful for purchases when cash is in short supply until payday or to spread payments for holidays etc and as a back up for holiday and other expenses. Reviewed on: 17th April 2025

Great credit card

Quick easy application with an easy to use app that provides all the information that you need with a reasonable starting credit limit and regular updates Reviewed on: 17th April 2025

Excellent

Very good and highly recommend everyone needed very helpful Reviewed on: 17th April 2025

Very good lovely people really easy to use like it a...

Very good lovely people really easy to use like it a lot Reviewed on: 17th April 2025

My wallet’s best friend.

My wallet’s best friend - I never travel without it, acceptable everywhere. The app is user friendly and easy to navigate. Reviewed on: 17th April 2025

All great things and very seamless service

All great things and very seamless service Reviewed on: 17th April 2025

It's great for spending I love zopa

It's great for spending I love zopa Reviewed on: 17th April 2025

Positive experience

So far, I’ve had no complaints and customer support has been excellent Reviewed on: 17th April 2025

Zopa is easy to use, the app is also wonderful...

Zopa is easy to use, the app is also wonderful Reviewed on: 17th April 2025

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