Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,336 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026
Wendy Wilson 's avatar
Wendy Wilson

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44336)

Great credit card

5
Quick easy application with an easy to use app that provides all the information that you need with a reasonable starting credit limit and regular updates Reviewed on: 17th April 2025
Alex G's avatar
Alex G

Excellent

5
Very good and highly recommend everyone needed very helpful Reviewed on: 17th April 2025
Mohamed Y's avatar
Mohamed Y

Very good lovely people really easy to use like it a...

5
Very good lovely people really easy to use like it a lot Reviewed on: 17th April 2025
Matt's avatar
Matt

My wallet’s best friend.

5
My wallet’s best friend - I never travel without it, acceptable everywhere. The app is user friendly and easy to navigate. Reviewed on: 17th April 2025
Robert T's avatar
Robert T

All great things and very seamless service

5
All great things and very seamless service Reviewed on: 17th April 2025
M Agar's avatar
M Agar

It's great for spending I love zopa

5
It's great for spending I love zopa Reviewed on: 17th April 2025
Beverley James 's avatar
Beverley James

Positive experience

5
So far, I’ve had no complaints and customer support has been excellent Reviewed on: 17th April 2025
Rob Lascelles's avatar
Rob Lascelles

Zopa is easy to use, the app is also wonderful...

5
Zopa is easy to use, the app is also wonderful Reviewed on: 17th April 2025
Babatunde's avatar
Babatunde

Best credit card company I’ve ever used

5
I got a credit card to help improve my credit score and the Zopa card has done that. The app is great and so easily to manage everything. It’s great that payments only take a couple of minutes and reflects within your balance within around 2 minutes! Reviewed on: 17th April 2025
Adam H's avatar
Adam H

STOKE SURVIVOR

5
I am a stroke survivor, any stress doesn’t help me at all, Zopa has taken money worries of me, plus there stress free, wonderful firm, Reviewed on: 17th April 2025
Nigel 's avatar
Nigel

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill