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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44336 reviews)

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4.94

Based on 44,336 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44336)

Blessed to have but I'm expecting more limit

Blessed to have but I'm expecting more limit Reviewed on: 17th April 2025

my card, I have had no problems at all,...

Since having my card, I have had no problems at all, the service is always great, highly recommend Reviewed on: 17th April 2025

Keith satisfied customer

Easy forms to fill in good value Reviewed on: 17th April 2025

Really easy to apply very professional service

Really easy to apply very professional service Reviewed on: 17th April 2025

It was all a very smooth and easy

It was all a very smooth and easy Reviewed on: 17th April 2025

The costumer service is great thank you

The costumer service is great thank you Reviewed on: 17th April 2025

Very professional and excellent service

Very professional and excellent service Reviewed on: 17th April 2025

Super easy and friendly the app is do easy to...

Super easy and friendly the app is do easy to navigate Reviewed on: 17th April 2025

Great card to get you started on building credit score.

Great card to get you started on building credit score. Reviewed on: 17th April 2025

Useful back up

Very useful for purchases when cash is in short supply until payday or to spread payments for holidays etc and as a back up for holiday and other expenses. Reviewed on: 17th April 2025

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