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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa are fantastic

Been with Zopa a while now just waiting for a credit increase great company Reviewed on: 17th April 2025

very happy with the services provided

very happy with the services provided Reviewed on: 17th April 2025

I have not had a bad experience with zopa.

I have not had a bad experience with zopa. They are an excellent company and would be happy to recommend to anybody Reviewed on: 17th April 2025

Very good card credit

I needed credit for some outstanding expenses and Zopa increased my credit limit when I needed it most Reviewed on: 17th April 2025

I have really been happy since Zopa agreed to me h...

I have really been happy since Zopa agreed to me having a card on my journal of improving my credit rating it has been a very easy appp to get use to especially if you are not very computer friendly Reviewed on: 17th April 2025

Very easy to set up and use never had any problems w...

Very easy to set up and use never had any problems with it and I would keep this card to any other ones I have Reviewed on: 17th April 2025

Easy to use app and great customer service

Easy to use app and great customer service Reviewed on: 17th April 2025

I’ve never had a problem with Zopa I love using it t...

I’ve never had a problem with Zopa I love using it they have just lowered the rate witch is great Reviewed on: 17th April 2025

Very Good Customer Service Experience.

Very Good Customer Service Experience. Reviewed on: 17th April 2025

Very quick and painless and willingness to help

Very quick and painless and willingness to help Reviewed on: 17th April 2025

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