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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa has been very helpful

Zopa has been very helpful in making my finances easy to understand Reviewed on: 17th April 2025

excellent communication with the team

excellent communication with the team Reviewed on: 17th April 2025

my credit score

I took the card to improve my credit score and it has worked well. Reviewed on: 17th April 2025

Practical

I have been using zopa for few years and have found it very realistic. Reviewed on: 17th April 2025

Great service, easy to use and a god send in current...

Great service, easy to use and a god send in current climates!! Reviewed on: 17th April 2025

Always reliable and happily give me credit increases...

Always reliable and happily give me credit increases when required Reviewed on: 17th April 2025

From start to present excellent service

From start to present excellent service Reviewed on: 17th April 2025

I find the statements easy to read and the app is ea...

I find the statements easy to read and the app is easy to navigate Reviewed on: 17th April 2025

I used it so many times there is no problem...

I used it so many times there is no problem Reviewed on: 17th April 2025

It's been great credit card, I have bo complaints ab...

It's been great credit card, I have bo complaints about the service Reviewed on: 17th April 2025

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