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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44336 reviews)

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4.94

Based on 44,336 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44336)

my credit score

I took the card to improve my credit score and it has worked well. Reviewed on: 17th April 2025

Practical

I have been using zopa for few years and have found it very realistic. Reviewed on: 17th April 2025

Great service, easy to use and a god send in current...

Great service, easy to use and a god send in current climates!! Reviewed on: 17th April 2025

Always reliable and happily give me credit increases...

Always reliable and happily give me credit increases when required Reviewed on: 17th April 2025

From start to present excellent service

From start to present excellent service Reviewed on: 17th April 2025

I find the statements easy to read and the app is ea...

I find the statements easy to read and the app is easy to navigate Reviewed on: 17th April 2025

I used it so many times there is no problem...

I used it so many times there is no problem Reviewed on: 17th April 2025

It's been great credit card, I have bo complaints ab...

It's been great credit card, I have bo complaints about the service Reviewed on: 17th April 2025

Zopa are fantastic

Been with Zopa a while now just waiting for a credit increase great company Reviewed on: 17th April 2025

very happy with the services provided

very happy with the services provided Reviewed on: 17th April 2025

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