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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to apply

Easy to apply , everything has been simple so far Reviewed on: 17th April 2025

I have had nothing but good experiences with Zopa

I have had nothing but good experiences with Zopa Reviewed on: 17th April 2025

Great product with ease of use and the app is very f...

Great product with ease of use and the app is very functional Reviewed on: 17th April 2025

Since I have been with zopla I have had excellent cu...

Since I have been with zopla I have had excellent customer service and the rates are very good Reviewed on: 17th April 2025

Never had any issues with Zopa.

Never had any issues with Zopa. Keep you informed and updated all the time Reviewed on: 17th April 2025

Good all round excellent service

Good all round excellent service Reviewed on: 17th April 2025

brilliant company

zopa is amazing no messing about always there when needed Reviewed on: 17th April 2025

Excellent app very easy to apply

Excellent app very easy to apply Reviewed on: 17th April 2025

Life saver

It was amazing , Zopa is amazing card Reviewed on: 17th April 2025

Easy application.

Easy application. App is informative and easy to navigate. Credit limit was sufficient. Reviewed on: 17th April 2025

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