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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I’ve only spoken to customer service once since havi...

I’ve only spoken to customer service once since having the Zopa card, the agent was very helpful and sorted my issue out. I hade my new card sent out, and received it quickly. Reviewed on: 17th April 2025

Have used there for several years, both with loans a...

Have used there for several years, both with loans and credit cards and never had any issues. Helpful staff whenever I’ve needed to contact them directly Reviewed on: 17th April 2025

Very user friendly app.

Very user friendly app. Customer Service is excellent. Reviewed on: 17th April 2025

In one word sweet smooth experience

In one word sweet smooth experience Reviewed on: 17th April 2025

Excellent service card

Excellent service very good value Reviewed on: 17th April 2025

Excellent rate and service with email warnings when...

Excellent rate and service with email warnings when needed Reviewed on: 17th April 2025

Zopa credit card

Easy to apply credit card and easy to navigate through app Reviewed on: 17th April 2025

Excellent service from a credit card

Excellent service from a credit card Reviewed on: 17th April 2025

Very good customer service and always very happy to...

Very good customer service and always very happy to help Reviewed on: 17th April 2025

Since being accepted I've been kept upto date with m...

Since being accepted I've been kept upto date with my payment date , and all information via the app Reviewed on: 17th April 2025

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