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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit limit app is easy to use

Great credit limit app is easy to use Reviewed on: 17th April 2025

Easy to use and easily understood statements through...

Easy to use and easily understood statements through the app Reviewed on: 17th April 2025

Steve's review

The app is easy to use and very informative. Accepted around the world with good credit limit for my needs Reviewed on: 17th April 2025

Help in time of need

Good experience - helped me when l needed money. Reviewed on: 17th April 2025

easy and fast to use safe and secure for online tran...

easy and fast to use safe and secure for online transactions Reviewed on: 17th April 2025

WELL DONE

Since I open the account I hadn’t a problem using the services Reviewed on: 17th April 2025

Mr Ingus upitis

Good service and good provider.. Reviewed on: 17th April 2025

Easy to set up , easy to use .

Easy to set up , easy to use .even if you have a low credit score Reviewed on: 17th April 2025

Outstanding customer service,great service

Outstanding customer service and great service Reviewed on: 17th April 2025

I'm very happy with zopa they help me to back on tim...

I'm very happy with zopa they help me to back on time with all bills. Reviewed on: 17th April 2025

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