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Zopa: Credit card reviews

4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44337)

A good exchange rate compared to other cards.

5
A good exchange rate compared to other cards. Reviewed on: 17th April 2025

Never had any problems whatsoever with Zopa.

5
Never had any problems whatsoever with Zopa. Always helpful Reviewed on: 17th April 2025

Excellent card service

5
Excellent card service, easy to use app and good customer service support Reviewed on: 17th April 2025

Good credit card

5
Great customer service . Good Attention to details . Reviewed on: 17th April 2025

No problems, account clear and updated.

4
No problems, account clear and updated. Liking it more. Reviewed on: 17th April 2025

Always helpful and ready to help with everything you...

5
Always helpful and ready to help with everything you need to know Reviewed on: 17th April 2025

Easy to communicate and very easy payment method.

5
Easy to communicate and very easy payment method. Reviewed on: 17th April 2025

Quality Customer Service

5
Always punctual with answers and updates. Reviewed on: 17th April 2025

Never had an issue with zopa

5
Never had an issue with zopa, right credit limit and easy to navigate the app and keep track of spending and repayments. Reviewed on: 17th April 2025

Brilliant works as it should

5
Brilliant works as it should. Very happy with this card Reviewed on: 17th April 2025

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