Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Outstanding customer service,great service

Outstanding customer service and great service Reviewed on: 17th April 2025

I'm very happy with zopa they help me to back on tim...

I'm very happy with zopa they help me to back on time with all bills. Reviewed on: 17th April 2025

It's been a really good experience with Zopa.

It's been a really good experience with Zopa. I've never had an issue with them. Reviewed on: 17th April 2025

Friendly and helpful.

Friendly and helpful. I’ve had absolutely zero issues. Reviewed on: 17th April 2025

Thumbs up

Excellent product, but would like to add the card to apple pay Reviewed on: 17th April 2025

Great choice for credit card

Application process was great and everything explained well. Zopa keep in touch regularly with info and updates. Reviewed on: 17th April 2025

Excellent experience with this card, easy to purchas...

Excellent experience with this card, easy to purchase and easy to pay Reviewed on: 17th April 2025

All good, no issues unlike others

All good, no issues unlike others Reviewed on: 17th April 2025

Professional, efficient and excellent

Professional, efficient and excellent Reviewed on: 17th April 2025

It’s so easy to use, it gives me guidance and a grea...

It’s so easy to use, it gives me guidance and a great understanding of how to improve my credit, spend wisely and understand the concept of having a credit card. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.73 from 155 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Credit Card
from thinkmoney 3.13 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub