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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I was struggling to get a credit card with my bank a...

I was struggling to get a credit card with my bank and they refused me, then I decided to try Zopa and then my luck has changed, so I will recommend anyone looking for a credit card to contact Zopa, Reviewed on: 17th April 2025

Very simple process and easy to deal with.

Very simple process and easy to deal with. They looked at my current financial situation not my covid one Reviewed on: 17th April 2025

Have a credit card and car finance , in both instanc...

Have a credit card and car finance , in both instances the process has been a pleasure , and not a chore Reviewed on: 17th April 2025

Best Credit card

Easy to use and understand, My Credit score was not much and clearscore showed me to use this and I was approved Reviewed on: 17th April 2025

Excellent

Should have one great card and awsome service Reviewed on: 17th April 2025

Great bank and great app and customer service

Great bank and great app and customer service Reviewed on: 17th April 2025

Review card

Great customer experience when I had a card issue Reviewed on: 17th April 2025

Very good and quick result of all transactions.

Very good and quick result of all transactions. Reviewed on: 17th April 2025

Zopa the best credit card of the year,

When all other credit cards refused me Zopa gave me one, they were very quick at sending the card to me, they made everything so quick, easy and Straightforward, Reviewed on: 17th April 2025

Great card, great app, great service all round

I have had a Zopa credit card for a while now. It is so easy to use the app which keeps me informed of everything I need to know. I can pay my bill through the app too and have now set up a direct debit using the app. I have regular emails to let me know when my payment is due and am kept informed about any changes etc. I am really happy with my card and would definitely recommend. Reviewed on: 17th April 2025

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