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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Have only had an account for a couple of months so h...

Have only had an account for a couple of months so haven’t really had any problems a good service though Reviewed on: 17th April 2025

Easy to use great card would definitely recommend

Easy to use great card would definitely recommend Reviewed on: 17th April 2025

Online app makes everything very easy with lots of a...

Online app makes everything very easy with lots of additional tools available Reviewed on: 17th April 2025

Easy to apply app is great keeps you updated with ev...

Easy to apply app is great keeps you updated with everything Reviewed on: 17th April 2025

Had the card for some time excellent easy payments I...

Had the card for some time excellent easy payments I can control and safe to use Reviewed on: 17th April 2025

Cannot fault this company

Ive had a couple of problems with purchases online,turned out to be a scam but customer service dealt with it very promptly and in a professional manner so this gives me the customer a greater sense of reliability when using this card, the app is great and very easy to navigate Reviewed on: 17th April 2025

Easy application and fair amount offered

Easy application and fair amount offered Reviewed on: 17th April 2025

Perfect very perfect I like this so much

Perfect very perfect I like this so much Reviewed on: 17th April 2025

Easy to use, hassle-free and comfortable payments

Easy to use, hassle-free and comfortable payments Reviewed on: 17th April 2025

Amazing card no problem any time

Amazing card no problem any time Reviewed on: 17th April 2025

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