Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Really good and very easy to use

Really good and very easy to use Reviewed on: 16th April 2025

18 months ago I applied for a Zopa Credit card and...

18 months ago I applied for a Zopa Credit card and have been very satisfied with the simple and straightforward way of managing my financew Reviewed on: 16th April 2025

Excellent Service

Always clear concise representatives fully explaining all information Reviewed on: 16th April 2025

Easy-peasy !

First class service when applying for a loan. Reviewed on: 16th April 2025

Great credit facilities

Great credit card and also lower interest loan with them too Reviewed on: 16th April 2025

Beginning of the financial ladder

Good start and an excellent way of building better credit. Reviewed on: 16th April 2025

Customer services are excellent, very friendly and h...

Customer services are excellent, very friendly and helpful. Reviewed on: 16th April 2025

Gave me a credit card when no one else would I would...

Gave me a credit card when no one else would I would highly recommend Reviewed on: 16th April 2025

Very good and professional.

Very good and professional. Excellent service Reviewed on: 16th April 2025

Very easy to use has help me with credit building wo...

Very easy to use has help me with credit building would recommend to friends and family Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.59 from 9 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub