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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa have offered me very valuable and appreciated s...

Zopa have offered me very valuable and appreciated services such as a bank account, a credit card and savings accounts. They also respond quickly to resolve any issue. Reviewed on: 16th April 2025

Great credit card.

The credit card app is very good, and I like the fact that I can pay money to the card and it credits within a few minutes. Reviewed on: 16th April 2025

Good service have no problems with this company

Good service have no problems with this company Reviewed on: 16th April 2025

Great Credit Card

Great Credit Card Friendly company Reviewed on: 16th April 2025

Quick easy simple

From start to finish in the application process everything was simple and very well explained, once a customer the support provided is next to none! Highly recommended Reviewed on: 16th April 2025

Excellent competitive rates and a easy to use app

Excellent competitive rates and a easy to use app Reviewed on: 16th April 2025

Helped me out

Useful for emergencies when you need short term cash Reviewed on: 16th April 2025

Excellent service

Excellent service, easy to use app, no issues since the startup Reviewed on: 16th April 2025

There exactly when I needed them.

There exactly when I needed them. They put their trust in me when others wouldn't and at the time it really got me out of a tight spot. I've never missed a payment and it's thanks to these guys for getting me back on my feet. Reviewed on: 16th April 2025

Really good and very easy to use

Really good and very easy to use Reviewed on: 16th April 2025

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