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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41847 reviews)

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4.93

Based on 41,847 reviews, last reviewed 16th Jan 2026

77450% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent It was easy and very good and I would recommend it to my friends Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41847)

Review of the Zopa, Credit card:

Fair and simple banking

Good honest banking with no surprises Reviewed on: 25th January 2022

Great credit card provider

Very friendly and easy to deal with Reviewed on: 16th January 2026

Amazing Service.

Straight forward application, App very easy to set up. Reviewed on: 16th January 2026

I find ZOPA card great for international transactions.

I find ZOPA card good for what I need. It allows me to pay for goods in a foreign currency without any problems and without charging for the service - most cards charge 2.75%. It converts currency at the most favourable rate. Like most cards it could have a better interest rate! Reviewed on: 16th January 2026

Mistakes are quickly rectified and no dramas made ,l...

Mistakes are quickly rectified and no dramas made ,level headed thinking and straight forward solutions Reviewed on: 16th January 2026

My review

My experience has been a pleasant one and very easy to understand Reviewed on: 16th January 2026

Always had a friendly and easy experience with Zopa...

Always had a friendly and easy experience with Zopa - no fuss, simple credit. Reviewed on: 16th January 2026

Good company to work with

Easy and nice to deal with. I love the app because it easy to use and I can see what’s going on with my account. Reviewed on: 16th January 2026

I find the advisors very helpful.

I find the advisors very helpful. You have prevented fraud and protected me. Excellent service . Reviewed on: 16th January 2026

Started with Zopa to build my credit score back up.

Started with Zopa to build my credit score back up. They are extremely helpful and suggest many ways to help you. Their advice is exceptional and has helped me greatly and would recommend them to anyone. Reviewed on: 16th January 2026

When i called i got great customer service

When i called i got great customer service Reviewed on: 16th January 2026

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