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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41957 reviews)

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4.93

Based on 41,957 reviews, last reviewed 22nd Jan 2026

82750% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Everything you need and want including an easy app t... Everything you need and want including an easy app to use Reviewed on: 22nd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41957)

Review of the Zopa, Credit card:

Rebuild my credit score

I'm using Zopa to rebuild my credit history their rates are clear and the company is very easy to deal with Reviewed on: 28th March 2022

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

Easy to every thing. Satusfied

Easy to every thing.satisfied with shooing purchages Reviewed on: 17th January 2026

Top company from UK what i see and what i have until...

Top company from UK what i see and what i have until now, we work from more then 4 years and all the time helping full Reviewed on: 17th January 2026

Excellent and very straightforward

Excellent and very straightforward to use Reviewed on: 17th January 2026

Wonderful experience I love it help me a lot,...

Wonderful experience I love it help me a lot, Reviewed on: 17th January 2026

Ever help if i had any problems the are always there...

Ever help if i had any problems the are always there to help Reviewed on: 17th January 2026

Easy to apply very informative and easy to use app p...

Easy to apply very informative and easy to use app plus seamless card use Reviewed on: 17th January 2026

Excellent customer service.

Great customer service. System is easy to understand and follow. Reviewed on: 17th January 2026

Cant fault them on anuthing

Everything is simple to do and no messing and very helpful the way that thay keep you informed Reviewed on: 17th January 2026

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