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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Customer Care

I have had my credit card for over a year and find the Customer Seevice people very nice and friendly and are there genuinely to help Reviewed on: 10th April 2025

Ease of application & quick approval.

Ease of application & quick approval. Card received quickly, online access to account makes keeping track so easy . Reviewed on: 10th April 2025

Great card, App very easy to use.

Great card, App very easy to use. Reviewed on: 10th April 2025

Had my credit card over a year and never had one com...

Had my credit card over a year and never had one complaint Reviewed on: 10th April 2025

Zopa bank Excellent, I always keep it for everything

Zopa bank Excellent, I always keep it for everything Reviewed on: 10th April 2025

Best credit card experience ever

Best credit card experience ever Reviewed on: 10th April 2025

Have been with Zopa a while now won’t give me a bett...

Have been with Zopa a while now won’t give me a better credit limit but otherwise very good to deal with and card security very good Reviewed on: 9th April 2025

Great card very useful and good limit

Great card very useful and good limit Reviewed on: 9th April 2025

Excellent

Very good ,I am very satisfied with Zopa Reviewed on: 9th April 2025

I have three loans and one credit card with Zopa and...

I have three loans and one credit card with Zopa and I have the lowest rates I could find on the market. I intend to move my current account to them in the near future Reviewed on: 9th April 2025

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