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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Good they do what they state and help people to get...

Good they do what they state and help people to get on the credit ladder so you are able to start getting a good credit rating Reviewed on: 10th April 2025

Customer Care

I have had my credit card for over a year and find the Customer Seevice people very nice and friendly and are there genuinely to help Reviewed on: 10th April 2025

Ease of application & quick approval.

Ease of application & quick approval. Card received quickly, online access to account makes keeping track so easy . Reviewed on: 10th April 2025

Great card, App very easy to use.

Great card, App very easy to use. Reviewed on: 10th April 2025

Had my credit card over a year and never had one com...

Had my credit card over a year and never had one complaint Reviewed on: 10th April 2025

Zopa bank Excellent, I always keep it for everything

Zopa bank Excellent, I always keep it for everything Reviewed on: 10th April 2025

Best credit card experience ever

Best credit card experience ever Reviewed on: 10th April 2025

Have been with Zopa a while now won’t give me a bett...

Have been with Zopa a while now won’t give me a better credit limit but otherwise very good to deal with and card security very good Reviewed on: 9th April 2025

Great card very useful and good limit

Great card very useful and good limit Reviewed on: 9th April 2025

Excellent

Very good ,I am very satisfied with Zopa Reviewed on: 9th April 2025

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