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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

I have three loans and one credit card with Zopa and...

I have three loans and one credit card with Zopa and I have the lowest rates I could find on the market. I intend to move my current account to them in the near future Reviewed on: 9th April 2025

ALL I CAN SAY VERY GOOD SERVICE.

ALL I CAN SAY VERY GOOD SERVICE....BEST WISHES Reviewed on: 9th April 2025

Excellent credit card easy to pay back good rates.

Excellent credit card easy to pay back good rates. Reviewed on: 9th April 2025

Excellent sevice very easy to manage my account

Excellent sevice very easy to manage my account Reviewed on: 9th April 2025

Easy to use

Very easy to pay off what you owe through bank transfers. Reviewed on: 9th April 2025

Never had a problem very easy to do business with.

Never had a problem very easy to do business with. Reviewed on: 9th April 2025

Brilliant

Very good and quick reply friendly and helpful Reviewed on: 9th April 2025

Great card very easy to apply for no hassle

Great card very easy to apply for no hassle Reviewed on: 9th April 2025

Effective

Good, efficient company who are customer focused Reviewed on: 9th April 2025

Smooth set up and can't fault customer service

Smooth set up and can't fault customer service Reviewed on: 9th April 2025

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