Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 42,952 reviews, last reviewed 7th Mar 2026
260200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All services are good well inform with products All services are good well inform with products Reviewed on: 7th March 2026
Matthew B's avatar
Matthew B

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (42952)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

It was very easy to apply for credit card from Zopa.

5
It was very easy to apply for credit card from Zopa. No fuss, no hassle. Very friendly customer service as well. Reviewed on: 6th March 2026

Fa tastic like a day on a sunny beach

5
Fa tastic like a day on a sunny beach Reviewed on: 6th March 2026

I always recommend Zopa

5
People ask me who is Zopa and I recommend Reviewed on: 6th March 2026

Quick and easy and fast application card arrived qui...

5
Quick and easy and fast application card arrived quick and got a good credit limit . Reviewed on: 6th March 2026

Great credit card

5
Easy to use app 24hr online help Reviewed on: 6th March 2026

Excellent service...

5
Very user friendly platform , customer service excellent Reviewed on: 6th March 2026

Had nothing but a pleasant experience with zopa.

5
Had nothing but a pleasant experience with zopa. I am always kept informed Reviewed on: 6th March 2026

Best credit card bank ever

5
Best credit card bank ever, couldn’t be happier with them and their customer services. Always very helpful and helps with issues Reviewed on: 6th March 2026

Very professional- great value.

5
Very professional- great value. Would definitely recommend. Reviewed on: 6th March 2026

Delivers what it says, no hidden fees

5
Delivers what it says, no hidden fees Reviewed on: 6th March 2026