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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy to apply easy for app is so easy very pleased

Easy to apply for app is so easy very pleased Reviewed on: 31st March 2025

Great customer service, easy to use app and great pr...

Great customer service, easy to use app and great products. Couldn't recommend it more. Reviewed on: 31st March 2025

Perfect card

Application straight forward app easy to use just great service Reviewed on: 31st March 2025

Everything good clear information when I spend anyth...

Everything good clear information when I spend anything easy to use abroad Reviewed on: 31st March 2025

Excellent Service .

I got the credit card to build my credit score. I love the app and how you can pay in any amount at any time. It’s so easy to use and statements easy to understand. Only thing is I’m unable to add the card to my Apple wallet as Apple don’t support it. Reviewed on: 31st March 2025

Simple easy application.

Simple easy application. Transparent pricing Reviewed on: 31st March 2025

Quick Decision making it easy and fast delivery.

Quick Decision making it easy and fast delivery. Easy app to combine all payments and limits Reviewed on: 31st March 2025

Very easy and quick to respond when issues

Very easy and quick to respond when issues Reviewed on: 31st March 2025

A good online bank that pays cashback etc as I've ju...

A good online bank that pays cashback etc as I've just opened a bank account with them as well as a credit card Reviewed on: 31st March 2025

Good customer.er service

Good customer service and easy to set up.the card. Reviewed on: 31st March 2025

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