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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great account, good service assistance.

5
Great account, good service assistance. Reviewed on: 31st March 2025
Stephen Jones's avatar
Stephen Jones

I use 2 years and I am very proud

5
I use 2 years and I am very proud Reviewed on: 31st March 2025
Desislava M's avatar
Desislava M

Easy application, create app and support is excellent

5
Easy application, create app and support is excellent Reviewed on: 31st March 2025
Mojo's avatar
Mojo

The best credit card I've had and app is so good to...

5
The best credit card I've had and app is so good to I'm so glad I chose this card would recommend to anyone Reviewed on: 31st March 2025
Andrew f's avatar
Andrew f

Thanks to ZOPA I got a financial breath thanks ZOPA...

5
Thanks to ZOPA I got a financial breath thanks ZOPA team Reviewed on: 31st March 2025
Konstantinos Konstantinos's avatar
Konstantinos Konstantinos

My experience was very good with Zopa.

5
My experience was very good with Zopa. The application process was very easy and straightforward. Everything was very professionally explained on your website. Reviewed on: 31st March 2025
Adrian 's avatar
Adrian

Credit Cardcard was easy and terms and condition...

4
Obtaining this card was easy and terms and conditions were clear and easy to understand. Using the card for shopping no problem same with drawing cash Reviewed on: 31st March 2025
Carol 's avatar
Carol

I’m highly satisfied with Zopa customer service they...

5
I’m highly satisfied with Zopa customer service they were always supportive and helpful Reviewed on: 31st March 2025
Melad I's avatar
Melad I

Zopa have been really helpful during some tough time...

5
Zopa have been really helpful during some tough times always friendly and helpful Reviewed on: 31st March 2025
Dean w's avatar
Dean w

very good because I had a poor credit score and I wa...

5
very good because I had a poor credit score and I was approved Reviewed on: 31st March 2025
Cosmin Danaila's avatar
Cosmin Danaila

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