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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great account, good service assistance.

Great account, good service assistance. Reviewed on: 31st March 2025

I use 2 years and I am very proud

I use 2 years and I am very proud Reviewed on: 31st March 2025

Easy application, create app and support is excellent

Easy application, create app and support is excellent Reviewed on: 31st March 2025

The best credit card I've had and app is so good to...

The best credit card I've had and app is so good to I'm so glad I chose this card would recommend to anyone Reviewed on: 31st March 2025

Thanks to ZOPA I got a financial breath thanks ZOPA...

Thanks to ZOPA I got a financial breath thanks ZOPA team Reviewed on: 31st March 2025

My experience was very good with Zopa.

My experience was very good with Zopa. The application process was very easy and straightforward. Everything was very professionally explained on your website. Reviewed on: 31st March 2025

Credit Cardcard was easy and terms and condition...

Obtaining this card was easy and terms and conditions were clear and easy to understand. Using the card for shopping no problem same with drawing cash Reviewed on: 31st March 2025

I’m highly satisfied with Zopa customer service they...

I’m highly satisfied with Zopa customer service they were always supportive and helpful Reviewed on: 31st March 2025

Zopa have been really helpful during some tough time...

Zopa have been really helpful during some tough times always friendly and helpful Reviewed on: 31st March 2025

very good because I had a poor credit score and I wa...

very good because I had a poor credit score and I was approved Reviewed on: 31st March 2025

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