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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

It's been amazing from the start been kept up to date with every process. When visiting the app, it's clear to understand. They offer a savings account Isa account and a loan option when you become eligible and the best thing about zopa it everything is in one app. Overall outstanding company. Reviewed on: 31st March 2025

Great credit card very easy to use APP we use it whe...

Great credit card very easy to use APP we use it when travelling and it has no fees Reviewed on: 31st March 2025

Great service and App

Everything about Zooa app and the credit card seems nice, easy to use and access, the way it alerts me when the app opens thrills me Reviewed on: 31st March 2025

From the onset ,it's been a very pleasant experience...

From the onset ,it's been a very pleasant experience and relationship. Hoping /planning try other Zopa products. Reviewed on: 31st March 2025

I had excellent result with Zopa when I applied for...

I had excellent result with Zopa when I applied for their credit card Reviewed on: 31st March 2025

I have been using since long time .

I have been using since long time .. great service Reviewed on: 31st March 2025

Good Service. Very straightforward app.

Good service. Very straightforward app. Reviewed on: 31st March 2025

Very good company -

Very good company - very friendly, efficient and knowledgeable Reviewed on: 31st March 2025

My new Best Card

Easy to apply for, good interest rate and fast delivery of the card. Reviewed on: 31st March 2025

Overall great.

Overall great. Straight forward app, user friendly and regular updates. Reviewed on: 31st March 2025

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