Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (43034 reviews)

View other Zopa products

4.93

Based on 43,034 reviews, last reviewed 7th Mar 2026

268000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Well impressed with the service. Well impressed with the service. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43034)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Well done

Good experience and would like to recommend it to the wider public Reviewed on: 6th March 2026

Below average

Considering the particular savings account of my choice is a 91day notice period, the interest rates are average to poor Reviewed on: 6th March 2026

So far so good

All be good so far not had any issues and all straightforward Reviewed on: 6th March 2026

Zopa dopa doo.

Zopa dopa doo. Fresh and innovative credit cards. Reviewed on: 6th March 2026

The whole process has been amazing

The whole process has been amazing Reviewed on: 6th March 2026

There to help

They away there went you need someone to help Reviewed on: 6th March 2026

Computer service excellent and easy to operate.

Computer service excellent and easy to operate. Reviewed on: 6th March 2026

Great service

Great service and a great looking card Reviewed on: 6th March 2026

help me out when I need it the most and gave me a ch...

help me out when I need it the most and gave me a chance to build my credit score when other companies won't not would recommend zopa bank to everyone easy to use app and very clear and easy to pay back and borrow when you need it took minutes to apply and got a quick decision card came early and was able to use as soon it was activated within the app fast and reliable Reviewed on: 6th March 2026

Apart from spending and paying you I haven’t had muc...

Apart from spending and paying you I haven’t had much dealings with you. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.13 from 26 reviews
Credit card
from 118 118 Money 4.84 from 1103 reviews
Premier Credit Card
from HSBC 3.85 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1494 reviews
Current account
from Zopa 4.94 from 5856 reviews
Smart Saver
from Zopa 4.94 from 7774 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub