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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good customer service when chatting to someone

Very good customer service when chatting to someone Reviewed on: 15th April 2026

Very friendly offers.

Very friendly offers.Has never failed to respond when I need it . Reviewed on: 15th April 2026

Good Service and excellent experience

Good Service and excellent experience Reviewed on: 15th April 2026

Company and staff

Zopa staff are extremely helpful do their customers and the company offers some fantastic deals on money Reviewed on: 15th April 2026

Great credit card.

Great credit card. They track your progress frequently and alert you when credit limit increases are available. I got an increase after 6 months. Excellent customer service too, easy to contact through an online chat and actually get to speak to a real human which is a bonus! Highly recommend Reviewed on: 15th April 2026

Excellent service from Zopa will recommend to friend...

Excellent service from Zopa will recommend to friends and family Reviewed on: 15th April 2026

easy app.

easy app.very clear information.easy to use.never goes down unlike others. Reviewed on: 15th April 2026

Amazing , everyone question has been answered.

Amazing , everyone question has been answered. Reviewed on: 15th April 2026

Easy to apply for excellent service good customer care

Easy to apply for excellent service good customer care Reviewed on: 15th April 2026

I am very proucustomer of Zopa, because thei...

I am very proud to be customer of Zopa, because their customer service is superb. Zopa has integrity and honesty. They have very good patience to customer service. They have staff who manifest high quality of professionalism and they talk to customers with respect. If I blessed to have a company I would definitely employ such staff. Reviewed on: 15th April 2026

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