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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43066 reviews)

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4.94

Based on 43,066 reviews, last reviewed 7th Mar 2026

271100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

So easy to use So easy to use, very clear communication Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43066)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Cool and wise

Easy app to use straight forward Reviewed on: 6th March 2026

Amazing card and app-the first to accept me after ma...

Amazing card and app-the first to accept me after many years in an IVA.Thank you. Reviewed on: 6th March 2026

Zopa App

it was easy to apply and the decision was faster than the internet itself :) Reviewed on: 6th March 2026

It’s a good credit card when it’s hard to get anothe...

It’s a good credit card when it’s hard to get another, interest rate is okay Reviewed on: 6th March 2026

Best team

Best app always when you ask them for help they are very prompt Reviewed on: 6th March 2026

Easy to understand.

Easy to understand. Great customer service. Great rates Reviewed on: 6th March 2026

people you can actually talk to

easy to use and great customer service. Reviewed on: 6th March 2026

Im so happy from Zopa credit card everything is easy...

Im so happy from Zopa credit card everything is easy and clear Reviewed on: 6th March 2026

Nice and simple, does what it says in the tin.

Nice and simple, does what it says in the tin. App very user friendly and notifications helpful without being overly intrusive. Deals all the time for new and existing products. Better experience than with more traditional banks. Reviewed on: 6th March 2026

Very helpful and very understanding

Very helpful and very understanding Reviewed on: 6th March 2026

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