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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent company, from application to seasoned user...

Excellent company, from application to seasoned user their customer service is outstanding. Reasonable rates considering my situation. Highly recommended Reviewed on: 2nd March 2025

Great company

I have been using Zopa for years now, first got a loan with them and now I have a credit card as well. They are brilliant and will probably use them for years to come Reviewed on: 2nd March 2025

Zopa is an excellent credit card, customer service i...

Zopa is an excellent credit card, customer service is really good Reviewed on: 2nd March 2025

Mmmmmmmm

very good customer service. hassle-free payments Reviewed on: 2nd March 2025

Zopa is good

I’ve been using the Zopa Credit Card for a while now, and it’s been a fantastic experience. The app is incredibly user-friendly, making it easy to track spending, set limits, and make payments effortlessly. Reviewed on: 2nd March 2025

10 stars excellent service Always helpful with any i...

10 stars excellent service Always helpful with any issues that you my have i also have zopa bank account with great interest on my savings Reviewed on: 2nd March 2025

When I phoned up the ladie was very helpful

When I phoned up the ladie was very helpful Reviewed on: 2nd March 2025

Zopa helps me with my money and always keeps in cont...

Zopa helps me with my money and always keeps in contact with me with about my account Reviewed on: 2nd March 2025

smooth experience and easy applying process

smooth experience and easy applying process Reviewed on: 2nd March 2025

Fast easy to use and helpful, really good app

Fast easy to use and helpful, really good app Reviewed on: 2nd March 2025

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