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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41845 reviews)

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4.93

Based on 41,845 reviews, last reviewed 16th Jan 2026

77350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm very happy with the service. I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41845)

Review of the Zopa, Credit card:

I would recommend zopa to everyone

I've had a zopa credit card for a few months now ,,the best thing I done from the application right down to my card coming through the letterbox ,, 10 out of 10 to zopa definitely,, they gave me a chance when no one else would and I won't ever let them down ,, thank you zopa Reviewed on: 2nd April 2022

Zopa a great choice

They offer amounts that are suitable for you,they are easy to deal with and l have complete confidence in them and they always give details on one's spending. Reviewed on: 16th January 2026

I have never had any issues or problems with Zopa an...

I have never had any issues or problems with Zopa and when I needed to move my payment date again no issues and very easy to do. My statements come in regularly making everything clear to me. I’m really happy with Zopa. Reviewed on: 16th January 2026

I have not had any issues with Zopa, as their compet...

I have not had any issues with Zopa, as their competent staff is always at hand to answer any queries. I just wish the credit limit will be increased Reviewed on: 16th January 2026

No fuss.

No fuss.Bang upto date and flexible with an easy to use app this is not just a credit card and Zopa can offer far more. Reviewed on: 16th January 2026

Excellent

Good deals with hood outstanding products Reviewed on: 16th January 2026

Very impressed first time customer.

As a first time customer, Zopa has been really amazing. Their app is very easy to navigate, very good interest rate and repayment options, great consistent communication and convenient. Love the many perks that come with the credit card as well. Reviewed on: 16th January 2026

Keep you updated.

Keep you updated. Always on hand to help. Reviewed on: 16th January 2026

My summary of the excellence of Zopa Credit Card

Zopa provide customers with updates, new opportunities and the website, makes my account management simple and non time consuming. Zopa provide current updates on my account providing emails of very recent activity on my account which would enable me to recognise if my card had been used in a transaction other than myself, and thus provides an immediate alert of “potential fraudulent use”. Thoroughly happy with Zopa and thanks, Reviewed on: 16th January 2026

Easy repayments creddit goes straight back into acco...

Easy repayments creddit goes straight back into account Reviewed on: 16th January 2026

Zopa is very helpful with getting ones finances back...

Zopa is very helpful with getting ones finances back on track, the app is also very user friendly. Reviewed on: 16th January 2026

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