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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42932 reviews)

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4.93

Based on 42,932 reviews, last reviewed 6th Mar 2026

258400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

App very easy to understand. App very easy to understand. Allows you to see payments and balance. Also spending trends. Reviewed on: 6th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42932)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Why choose Zopa

Very good communication and very easy to use and accepted widely Reviewed on: 6th March 2026

Zopa first class!!

Zopa have been first class since i joined them, great app and communication fantastic. Reviewed on: 6th March 2026

A simple way to credit

Obtaining a Zopa credit card was a simple process, the app works very well. I am very happy with the service Zopa provide. Reviewed on: 6th March 2026

Helpful and quick

Easy to use and helped when I did not receive a purchase. Reviewed on: 6th March 2026

User friendly app

Really good app only negative i have is yhe monthly % rate is high unfortunately. Easy app to use very user friendly, easy to navigate too. Reviewed on: 6th March 2026

Fabulous

Extremely helpful and quick easy to navigate on the app Reviewed on: 6th March 2026

5 star service

I’ve had an excellent experience with Zopa Credit Card. The service has been smooth, reliable, and very easy to manage through their app. Everything from setting up the card to tracking spending and payments is straightforward and user-friendly. Customer service has also been great—helpful, responsive, and professional whenever I’ve had a question. Overall, Zopa provides a modern, hassle-free credit card experience, and I would definitely recommend it to anyone looking for a reliable credit card provider. Reviewed on: 6th March 2026

Brilliant.

Brilliant. Excellent job. Very understanding Reviewed on: 6th March 2026

Fabolous and easy to use.

Fabolous and easy to use. Make my life easier. Reviewed on: 6th March 2026

A positive experience.

I have so far not experienced frustration with the process of making use of the Zopa credit card. The chat option, the customer support team has been very helpful in all my queries. Reviewed on: 6th March 2026

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