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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use the app and very easy to communicate...

Easy to use the app and very easy to communicate Reviewed on: 15th April 2026

Brilliant card very accessible.

Brilliant card very accessible. Great customer service. Reviewed on: 15th April 2026

Very good condition excellent easy to use

Very good condition excellent easy to use Reviewed on: 15th April 2026

Very good service excellent credit card

Very good service excellent credit card Reviewed on: 15th April 2026

Excellent credit card customer service is very good,...

Excellent credit card customer service is very good, really pleased with the Zopa credit card Reviewed on: 15th April 2026

Good credit limit and customer service

I was quickly offered to raise my credit limit, which improved my credit score. The 2 times I had concerns regarding a paiment, the customer service helped me immediately. Reviewed on: 15th April 2026

Very happy with credit card And I would let other pe...

Very happy with credit card And I would let other people know about it Reviewed on: 15th April 2026

I can't say I a bad experience with Zopa it has bee...

I can't say I a bad experience with Zopa it has been all good. Reviewed on: 15th April 2026

It's been good since I've used it.

It's been good since I've used it. Not really had to contact or speak to customer service so not sure how it is. Reviewed on: 15th April 2026

Very good credit card easy app to do payments keep a...

Very good credit card easy app to do payments keep a check on your spending and always get a reminder when payments are due very happy with Zopa Reviewed on: 15th April 2026

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