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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43291 reviews)

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4.94

Based on 43,291 reviews, last reviewed 8th Mar 2026

146200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app. Easy to use app. Biscuit account is brilliant Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43291)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card to have

Never any problems and a great card to have in your pocket Reviewed on: 6th March 2026

Zopa have made everything simple and easy, all commo...

Zopa have made everything simple and easy, all common sense stuff which is good Reviewed on: 6th March 2026

My Zopa review .

Finding Zopa very easy to use, with the flexibility to make repayments as and when it suits. I am so happy with my Zopa card. Reviewed on: 6th March 2026

Zopa has been great in helping me build my credit sc...

Zopa has been great in helping me build my credit score. Reviewed on: 6th March 2026

Graeme mutter

Had no problems so far good services Reviewed on: 6th March 2026

Excellent support Ease of use and have already had...

Excellent support Ease of use and have already had my credit limit raised, use it to treat myself when I feel like I need it. Reviewed on: 6th March 2026

Great App Great customer service

Great App Great customer service Reviewed on: 6th March 2026

Great financial service , very happy with their serv...

Great financial service , very happy with their services! Reviewed on: 6th March 2026

Easy to deal with, very flexible

Easy to deal with, very flexible Reviewed on: 6th March 2026

It’s just easy!

Easy to apply, manage and pay. Can’t ask for more Reviewed on: 6th March 2026

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