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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43058 reviews)

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4.94

Based on 43,058 reviews, last reviewed 7th Mar 2026

270300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I struggled with credit for a long time. I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43058)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Just a great bank and a great alternative to my main...

Just a great bank and a great alternative to my main bank Reviewed on: 6th March 2026

Easy of use

Easy of use and good app easy to use Reviewed on: 6th March 2026

Very helpful customer care good rates

Very helpful customer care good rates Reviewed on: 6th March 2026

Nothing but positive vibes .

Nothing but positive vibes . No issues Reviewed on: 6th March 2026

Good customer experience !

Very efficient and understanding of customer needs ! Reviewed on: 6th March 2026

Simple as simple can be

So easy to use and very straight forward, love it so so much, very simple hassle free no dramas, can’t ask for more than that 5 stars all round Reviewed on: 6th March 2026

It was very easy to apply for credit card from Zopa.

It was very easy to apply for credit card from Zopa. No fuss, no hassle. Very friendly customer service as well. Reviewed on: 6th March 2026

Fa tastic like a day on a sunny beach

Fa tastic like a day on a sunny beach Reviewed on: 6th March 2026

I always recommend Zopa

People ask me who is Zopa and I recommend Reviewed on: 6th March 2026

Quick and easy and fast application card arrived qui...

Quick and easy and fast application card arrived quick and got a good credit limit . Reviewed on: 6th March 2026

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