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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43104 reviews)

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4.94

Based on 43,104 reviews, last reviewed 7th Mar 2026

274700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

the staff... are great Very helpful and friendly happy to help all the time with any problems i might have to help all the staff are great every time I need help Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43104)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Ease of use with app, great customer service with he...

Ease of use with app, great customer service with helpful staff. Helpful updates and reminders. Reviewed on: 6th March 2026

Easy to use

Very easy to use no problems using the app and making payments Reviewed on: 6th March 2026

I am very happy with Zopa.

I have been very happy with Zopa their efficiency and excellent customer service is outstanding. I value Zopa very much. Reviewed on: 6th March 2026

Quick no hassle service easy to set up and use...

Quick no hassle service easy to set up and use Reviewed on: 6th March 2026

Really great experience.

Really great experience. Easy to use, clear and transparent. Highly recommend. Reviewed on: 6th March 2026

Great card ,clear app and now on Apple pay

Great card ,clear app and now on Apple pay Reviewed on: 6th March 2026

Had zopa before, brilliant company to use.

Had zopa before, brilliant company to use. Reviewed on: 6th March 2026

So far so good

Easy application, fast decision. Low amount to start off but that's sensible, look forward to a long, successful relationship. Very happy will all aspects of the service provided. Reviewed on: 6th March 2026

Great service and easy to use.

Great service and easy to use. Not had any issues with zopa at all Reviewed on: 6th March 2026

Zopa are very easy to deal with and everything was d...

Zopa are very easy to deal with and everything was done very quickly. Reviewed on: 6th March 2026

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