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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43096 reviews)

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4.94

Based on 43,096 reviews, last reviewed 7th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very well managed company Very secure and will managed company Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43096)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to understand app full of detail account

Easy to understand app full of detail for all accounts beneficial in making to right choice Reviewed on: 6th March 2026

Friendly helpful and knowledgeable staff every step...

Friendly helpful and knowledgeable staff every step of the way Reviewed on: 6th March 2026

Very good customer service in the phone

Very good customer service in the phone Reviewed on: 6th March 2026

Seamless

Seamless cc notices and regular updates are 100% Reviewed on: 6th March 2026

Good rates for card and loans, great discount when s...

Good rates for card and loans, great discount when settling loan early. Reviewed on: 6th March 2026

Do not have one single complaint.

Do not have one single complaint. Fantastic service. Reviewed on: 6th March 2026

Excellent

Great card with easy to use accessible customer service . Online access is excellent with all financial services available. Live chat is good with relevant and helpful support Reviewed on: 6th March 2026

Excellent customer services and very understanding

Excellent customer services and very understanding Reviewed on: 6th March 2026

Recommend to use Zopa

Zopa colleagues have always helped me , they are very polite and always explained the results of my querys Reviewed on: 6th March 2026

Great customer service

Contacted customer service they sort out straight away found out it was a scam and I received a full refund. Reviewed on: 6th March 2026

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