Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43257 reviews)

View other Zopa products

4.94

Based on 43,257 reviews, last reviewed 7th Mar 2026

289300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have always enjoyed using Zopa and all ways recomm... I have always enjoyed using Zopa and all ways recommend the savings accounts as well Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43257)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My use of the card

I can pay back what I want to and can use the card whenever I need to use it Reviewed on: 6th March 2026

Very easy and quick response and very friendly opera...

Very easy and quick response and very friendly operators Reviewed on: 6th March 2026

Easy to use app and flexibility in repayments

Easy to use app and flexibility in repayments Reviewed on: 6th March 2026

The whole application process was very simple and we...

The whole application process was very simple and well explained and the service is next to none Reviewed on: 6th March 2026

Excellent

Very confident ! You can see anytime, in real time! Reviewed on: 6th March 2026

Great easy to apply f and great to have in your purs...

Great easy to apply f and great to have in your purse as back up Reviewed on: 6th March 2026

Good card

They very careful with increases and saving options are good Reviewed on: 6th March 2026

I have alway had good severs and no plombles

I have alway had good severs and no plombles Reviewed on: 6th March 2026

vbrill ery good customer service, very easy to follow

very good customer service, very easy to follow Reviewed on: 6th March 2026

Quick decision making and prompt delivery of the card.

Quick decision making and prompt delivery of the card. Reviewed on: 6th March 2026

Alternative products

Credit builder card
from thimbl. 4.89 from 18 reviews
Charge Card
from American Express 4.05 from 24 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub