Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I am very happy,very good application,good bank.

I am very happy,very good application,good bank. Reviewed on: 10th March 2026

Zopa's services from the App to customer services is...

Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any level. Reviewed on: 10th March 2026

Great app, everything under one roof.

Great app, everything under one roof. Easy to manage finances. Reviewed on: 10th March 2026

Excellent credit card would recommend

Excellent credit card would recommend Reviewed on: 10th March 2026

Simple , smooth quality and Happy quick .

Simple , smooth quality and quick . Reviewed on: 10th March 2026

Good know reasons not to be happy

Good know reasons not to be happy Reviewed on: 10th March 2026

Excellent, is very amazing l happy with my to accou...

Excellent, is very amazing l happy with my to account, credit card and bank.account. Reviewed on: 10th March 2026

Ordered bank cards 6 weeks ago, then rang them again...

Ordered bank cards 6 weeks ago, then rang them again now is week 3 second time. Still no cards. Reviewed on: 10th March 2026

Great customer service always happy to help and offe...

Great customer service always happy to help and offer great customer service excellent security measures in place, easy to use app Reviewed on: 10th March 2026

Very good experience, easy to understand.

Very good experience, easy to understand.. the app is well developed Reviewed on: 10th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.70 from 815 reviews
Purchase Credit Card
from Halifax 3.50 from 19 reviews
Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub