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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43286 reviews)

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4.94

Based on 43,286 reviews, last reviewed 8th Mar 2026

145950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great servce for new customer. I am a new customer. My journey to get the card was smooth all the way till I received it within a short period of time. Most of the service is automa... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43286)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good company understanding and will always be t...

Very good company understanding and will always be there to help outstanding staff Reviewed on: 6th March 2026

I have car finance and a credit card with them they...

I have car finance and a credit card with them they are brilliant Reviewed on: 6th March 2026

Easy to use, exceptionally quick with decisions and...

Easy to use, exceptionally quick with decisions and when a product is selected very quick payments Reviewed on: 6th March 2026

I have been banking with Zopa for many years and hav...

I have been banking with Zopa for many years and have always received excellent customer service, they are courteous, professional and pleasure to work with as a customer. Reviewed on: 6th March 2026

Very helpful I recommend Zopa Bank

Very helpful I recommend Zopa Bank Reviewed on: 6th March 2026

I like the simplicity, easy to use app and it helps...

I like the simplicity, easy to use app and it helps me keep a track of my spending Reviewed on: 6th March 2026

Amazing and excellent easy to use it fast service i...

Amazing and excellent easy to use it fast service i appreciate this service Reviewed on: 6th March 2026

Very helpful & east to deal with

Very helpful & east to deal with Reviewed on: 6th March 2026

Really helpful with any questions, staff are friendl...

Really helpful with any questions, staff are friendly and knowledgeable. Reviewed on: 6th March 2026

My use of the card

I can pay back what I want to and can use the card whenever I need to use it Reviewed on: 6th March 2026

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