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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great service Helpful customer service

5
Great service Helpful customer service Reviewed on: 17th January 2025
Kamal e's avatar
Kamal e

Zopa has given me responsible financial freedom.

5
Zopa has given me responsible financial freedom.. Reviewed on: 17th January 2025
Katherine S's avatar
Katherine S

Excellent Excellent Excellent I have contacted Zopa...

5
Excellent Excellent Excellent I have contacted Zopa couple of times but every time they have sorted there Excellent staff Reviewed on: 17th January 2025
Ray's avatar
Ray

I always found zopa.

5
I always found zopa.gives an excellent service Reviewed on: 17th January 2025
Clifford Saunders's avatar
Clifford Saunders

Customer agent was not knowledgeable poor in En...

4
Customer agent was not knowledgeable very poor in English Reviewed on: 17th January 2025
Nixon Christian 's avatar
Nixon Christian

Zopa is very good

5
Zopa help me out with the Credit card I am very happy with them 100% Reviewed on: 17th January 2025
vincent 's avatar
vincent

Excellent service

5
Excellent service. Lots of feature on the application from where you can manage and see important information at the finger tips. Reviewed on: 17th January 2025
Hari's avatar
Hari

The perfect card

5
I have a low credit score and this card has helped me build a better credit. I have saved with them for over a year to. Reviewed on: 17th January 2025
Sally Pickering's avatar
Sally Pickering

Great credit card, widely accepted

5
Great credit card, widely accepted, no overseas charges, one of my favourites Reviewed on: 17th January 2025
Andrew's avatar
Andrew

Credit made easy

5
Easy experienced all round with my credit card servicing Reviewed on: 17th January 2025
Bryan Franks's avatar
Bryan Franks

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