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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

The perfect card

I have a low credit score and this card has helped me build a better credit. I have saved with them for over a year to. Reviewed on: 17th January 2025

Great credit card, widely accepted

Great credit card, widely accepted, no overseas charges, one of my favourites Reviewed on: 17th January 2025

Credit made easy

Easy experienced all round with my credit card servicing Reviewed on: 17th January 2025

Very good and very helpful I am very impressed

Very good and very helpful I am very impressed Reviewed on: 17th January 2025

Brilliant easy to use app.

Brilliant easy to use app, Zopa explains all terms and conditions clearly. Good response to queries and questions when any issues. I have no problems with recommending Zopa to anyone. I find the credit tracker useful also. Reviewed on: 17th January 2025

good customer service, no hidden payment

good customer service, no hidden payment Reviewed on: 17th January 2025

Been with Zopa for a couple of years now and no prob...

Been with Zopa for a couple of years now and no problems at all Reviewed on: 17th January 2025

Glad I trusted Zopa

From the moment I contacted Zopa they’ve been working with me. Knowledgable and helpful. The app is so very easy to use is very informative and clear, and any questions you may have are answered swiftly. The app is easy to navigate and is clear to read so you can keep on top of payments and manage your account well. I am really glad I put my trust in Zopa and shall do so as I continue on my credit journey. Thank you for helping me along the road to great credit Reviewed on: 17th January 2025

Easy to use and good starting limit

Easy to use and good starting limit Reviewed on: 17th January 2025

I have a credit card for quite a while and I’m very...

I have a credit card for quite a while and I’m very pleased with it especially when I’m traveling as I don’t pay any extra charges Reviewed on: 17th January 2025

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