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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick. And easy

Quick.and helpful..easy to use.provide plenty useful information Reviewed on: 17th January 2025

Easy, quick and straightforward.

Easy, quick and straightforward. Emails are prompt and keep you aware of what is going on with your account. Reviewed on: 17th January 2025

Very pleased and easy to use very good for poor...

Very pleased and easy to use very good for poor credit Reviewed on: 17th January 2025

Never had a complaint brilliant

Never had a complaint best card for repairing bad credit Reviewed on: 17th January 2025

Even though had bad credit treated like a person and...

Even though had bad credit treated like a person and managed to rebuild credit what you see is what get with zopa! Excellent and would highly recommend Reviewed on: 17th January 2025

Good customer service and good value for money

Good customer service and good value for money Reviewed on: 17th January 2025

Easy to use.

Easy to use. Variety of materials and different types of options. Reviewed on: 17th January 2025

Very straightforward credit card

Great service simple and self explanatory, clear fees with updates and timely reminders Reviewed on: 17th January 2025

The Zopa Credit Card has helped me increase my credi...

The Zopa Credit Card has helped me increase my credit rating tremendously. Reviewed on: 17th January 2025

Fantastic bank

Fantastic gave me a c h ance when no one else would and I can't be happier with the service. Easy to use and keep track of the money in and out and tools to help you budget. Reviewed on: 17th January 2025

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