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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

So simple to use

Easy to use app, can bank as well as use a credit card. Well impressed Reviewed on: 17th January 2025

Always helpful and informative on their products.

Always helpful and informative on their products. Great all round service. Reviewed on: 17th January 2025

Zopa are excellent.

Zopa are excellent. They never give calls unnecessary. Everything can be checked on app. Reviewed on: 17th January 2025

Quick. And easy

Quick.and helpful..easy to use.provide plenty useful information Reviewed on: 17th January 2025

Easy, quick and straightforward.

Easy, quick and straightforward. Emails are prompt and keep you aware of what is going on with your account. Reviewed on: 17th January 2025

Very pleased and easy to use very good for poor...

Very pleased and easy to use very good for poor credit Reviewed on: 17th January 2025

Never had a complaint brilliant

Never had a complaint best card for repairing bad credit Reviewed on: 17th January 2025

Even though had bad credit treated like a person and...

Even though had bad credit treated like a person and managed to rebuild credit what you see is what get with zopa! Excellent and would highly recommend Reviewed on: 17th January 2025

Good customer service and good value for money

Good customer service and good value for money Reviewed on: 17th January 2025

Easy to use.

Easy to use. Variety of materials and different types of options. Reviewed on: 17th January 2025

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