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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Love it!

This credit card is very efficient and reliable, it's easy to use and paying it off is made easy and very affordable for me. The contact less feature is also quick and easy. Reviewed on: 17th January 2025

Been with Zopa for a few months , no problem using t...

Been with Zopa for a few months , no problem using the app Reviewed on: 17th January 2025

Responsible lenders, great communication and fair ra...

Responsible lenders, great communication and fair rates. Reviewed on: 17th January 2025

Great company always helpful easy access

Great company always helpful easy access Reviewed on: 17th January 2025

Zopa simple

From opening my zopa credit card to opening a savings account then a bank account everything has been super simple, great work Reviewed on: 17th January 2025

good service easy to access online and feels safe u...

good service easy to access online and feels safe usung the website Reviewed on: 17th January 2025

Great company Sensible lender

Great company Sensible lender Easy to use app Keeps credit score up to date and gives advice on managing credit Reviewed on: 17th January 2025

So simple to use

Easy to use app, can bank as well as use a credit card. Well impressed Reviewed on: 17th January 2025

Always helpful and informative on their products.

Always helpful and informative on their products. Great all round service. Reviewed on: 17th January 2025

Zopa are excellent.

Zopa are excellent. They never give calls unnecessary. Everything can be checked on app. Reviewed on: 17th January 2025

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