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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

It been very easy talk to zopa for anything credit r...

It been very easy talk to zopa for anything credit related matters.and instantly approved or rejected. Reviewed on: 17th January 2025

Good so far

It's been good so far, I have no complaints at this time. Reviewed on: 17th January 2025

Great experience, I would highly recommend this to a...

Great experience, I would highly recommend this to anyone who is interested in this and would like to know more about the process of getting started with this product. Reviewed on: 17th January 2025

Love it!

This credit card is very efficient and reliable, it's easy to use and paying it off is made easy and very affordable for me. The contact less feature is also quick and easy. Reviewed on: 17th January 2025

Been with Zopa for a few months , no problem using t...

Been with Zopa for a few months , no problem using the app Reviewed on: 17th January 2025

Responsible lenders, great communication and fair ra...

Responsible lenders, great communication and fair rates. Reviewed on: 17th January 2025

Great company always helpful easy access

Great company always helpful easy access Reviewed on: 17th January 2025

Zopa simple

From opening my zopa credit card to opening a savings account then a bank account everything has been super simple, great work Reviewed on: 17th January 2025

good service easy to access online and feels safe u...

good service easy to access online and feels safe usung the website Reviewed on: 17th January 2025

Great company Sensible lender

Great company Sensible lender Easy to use app Keeps credit score up to date and gives advice on managing credit Reviewed on: 17th January 2025

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