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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

When I could not make a payment the staff were great...

When I could not make a payment the staff were great and easy to talk to via the app. Great value card easy to monitor with helpful hints in the app Reviewed on: 17th January 2025

Very helpful and easy to deal with

Very helpful and easy to deal with Reviewed on: 17th January 2025

Easy App

The app is very easy to use and everything is where you need it to be. Application process is smooth and the decision was very quick. Overall im happy with the product and service that Zopa provide. Reviewed on: 17th January 2025

Way access and full information available

Way access and full information available Reviewed on: 17th January 2025

Zopa excellent credit card

All good excellent experience and all transactions are real time Reviewed on: 17th January 2025

It great.

It great. I am enjoying flexible payments. Reviewed on: 17th January 2025

To good to be Ture

Amazing great people very helpful Reviewed on: 17th January 2025

Zopa brilliant

Zopa has an easy to use app where you can do anything ie pay bill keep an eye on your spending you can even link your bank account Reviewed on: 17th January 2025

The application process is smooth and decision is gi...

The application process is smooth and decision is given fairly quickly. The limit I believe was very fair as well. Very good app and reasonable interest rate. Overall, very happy with Zopa. I now have a bank account with them as well. Reviewed on: 17th January 2025

You are more than just a credit score with Zopa

I am more than happy with Zopa who entrusted me with credit and treated me as a person and not purely on my credit score. Made me ecstatic, finally I was in a position to be able to get my poor credit history back on track to recovery Not only that, they continually provide useful tips on how to improve your credit score by regularly reviewing your account and providing relevant information to you .via their user friendly app Reviewed on: 17th January 2025

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