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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Been nice so far with zopa.

Been nice so far with zopa...I would recommend Reviewed on: 18th January 2025

Super intuitive app for a great experience

Super intuitive app for a great experience Reviewed on: 18th January 2025

I was grateful especially after Christmas that they...

I was grateful especially after Christmas that they weren't asking for payment 10 days after recieved the card, they left it till later in the month when I had it to pay back. Reviewed on: 18th January 2025

Very good cerdit card.

Very good cerdit card. Well recommended to families and friends. Reviewed on: 17th January 2025

Very good service and excellent quality service

Very good service and excellent quality service Reviewed on: 17th January 2025

Zopa is fantastic with customerr service.

Zopa is fantastic with customer service. Zopa savings is great Reviewed on: 17th January 2025

Hassle free service.

Hassle free service that keeps you informed on what products are available without being under any pressure to take out new products. Reviewed on: 17th January 2025

When I could not make a payment the staff were great...

When I could not make a payment the staff were great and easy to talk to via the app. Great value card easy to monitor with helpful hints in the app Reviewed on: 17th January 2025

Very helpful and easy to deal with

Very helpful and easy to deal with Reviewed on: 17th January 2025

Easy App

The app is very easy to use and everything is where you need it to be. Application process is smooth and the decision was very quick. Overall im happy with the product and service that Zopa provide. Reviewed on: 17th January 2025

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