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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
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Zopa Credit card reviews (44348)

No problems easy to apply and any queries dealt with...

5
No problems easy to apply and any queries dealt with rfficiently Reviewed on: 17th January 2025
Victoria e's avatar
Victoria e

Zopa are a responsible lender only allowing affordab...

5
Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025
Lumpy's avatar
Lumpy

Good professional customer service.

5
Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025
Rajinder Paneser's avatar
Rajinder Paneser

One few cards that have real time balance updates

5
One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025
Edgehog's avatar
Edgehog

My experience with Zopa has always been, they have b...

5
My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025
Cynthia Martineau's avatar
Cynthia Martineau

I’ve never had a bad experience with you and everyth...

5
I’ve never had a bad experience with you and everything is really good Reviewed on: 17th January 2025
Stuart 's avatar
Stuart

Always great when needing help, will definitely reco...

5
Always great when needing help, will definitely recommended to others Reviewed on: 17th January 2025
Faith b's avatar
Faith b

Absolutely amazing .

5
Absolutely amazing . I really recommend for everyone Reviewed on: 17th January 2025
Raul 's avatar
Raul

Accountability.

3
Accountability. They keep there customer up to date and the customer service is excellent Reviewed on: 17th January 2025
Matthew's avatar
Matthew

Very easy app to use.

5
Very easy app to use. Great customer service. Reviewed on: 17th January 2025
Mark W's avatar
Mark W

Review Zopa: Credit card now

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