Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Reliable

Very handy on emergencies and for cover on unexpected situations Reviewed on: 17th January 2025

Very fast response.

Very fast response. Very helpful and willing to help. Reviewed on: 17th January 2025

Zopa has been by my side for more than 4 years.

Zopa has been by my side for more than 4 years. Excellent rates and customer service. App is really easy to use. Reviewed on: 17th January 2025

No problems easy to apply and any queries dealt with...

No problems easy to apply and any queries dealt with rfficiently Reviewed on: 17th January 2025

Zopa are a responsible lender only allowing affordab...

Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025

Good professional customer service.

Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025

One few cards that have real time balance updates

One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025

My experience with Zopa has always been, they have b...

My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025

I’ve never had a bad experience with you and everyth...

I’ve never had a bad experience with you and everything is really good Reviewed on: 17th January 2025

Always great when needing help, will definitely reco...

Always great when needing help, will definitely recommended to others Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Credit card
from Post Office 2.31 from 114 reviews
Everyday spending credit cards
from Halifax 4.07 from 75 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub