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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good app good service decen interest

Good app good service decen interest Reviewed on: 17th January 2025

Can't get any where with you .

Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Great Card Both At Home and Abroad

This is a very good credit card for travelling abroad with a good chance of getting a fairly rapid increase in your credit limit if you are sensible and pay off your balance in full. Reviewed on: 17th January 2025

Easy apply just sometimes find it difficult to make...

Easy apply just sometimes find it difficult to make payments easy Reviewed on: 17th January 2025

Gave me a good start to get my credit score started...

Gave me a good start to get my credit score started and all completely hassle free and very easy to use app. Reviewed on: 17th January 2025

It’s been great, very good credit card company

It’s been great, very good credit card company Reviewed on: 17th January 2025

Simple, quick & easy

Simple. What more can be said! App is easy to use and clear in everything Reviewed on: 17th January 2025

Reliable

Very handy on emergencies and for cover on unexpected situations Reviewed on: 17th January 2025

Very fast response.

Very fast response. Very helpful and willing to help. Reviewed on: 17th January 2025

Zopa has been by my side for more than 4 years.

Zopa has been by my side for more than 4 years. Excellent rates and customer service. App is really easy to use. Reviewed on: 17th January 2025

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