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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very fast excellent service no problems at all and w...

Very fast excellent service no problems at all and when making a payment it goes into the account immediately Reviewed on: 17th January 2025

Zopa Bank and Credit Card

Zopa Bank and Credit Card: A Refreshing Change I've been using Zopa Bank and their credit card for a while now, and I'm genuinely impressed. Here's why: Brilliant Service: Their customer service is top-notch! Any questions or issues I've had were resolved quickly and efficiently. Manageable Credit Limit: They offer a sensible credit limit that's easy to manage, and they frequently review it for increases. This has helped me build my credit score responsibly. Reviewed on: 17th January 2025

Always happy to help

Always happy to help when you have a problem. Very easy to get the help you need. Reviewed on: 17th January 2025

Excellent and professional good value

Excellent and professional good value Reviewed on: 17th January 2025

I found customer service to be efficient.

I found customer service to be efficient. My finial circumstsnce are always kept in consideration Reviewed on: 17th January 2025

Lyonsy number 1 card

Fantastic card easy payments, can use it anywhere with no problems I’ve recommended this card to all my family and friends Reviewed on: 17th January 2025

Super zooper

Great app easy to use good rates for saving Reviewed on: 17th January 2025

Excellent card.

Excellent card. Easy to save, easy to use, easy to contact. Reviewed on: 17th January 2025

Excellent service and app is easy to use

Excellent service and app is easy to understand and informative I can see where I am at a quick glance. Also I know where I stand financially. Reviewed on: 17th January 2025

Zopa is on point in terms of service guidance

Zopa is on point in terms of service guidance Reviewed on: 17th January 2025

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