Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent card.

Excellent card. Easy to save, easy to use, easy to contact. Reviewed on: 17th January 2025

Excellent service and app is easy to use

Excellent service and app is easy to understand and informative I can see where I am at a quick glance. Also I know where I stand financially. Reviewed on: 17th January 2025

Zopa is on point in terms of service guidance

Zopa is on point in terms of service guidance Reviewed on: 17th January 2025

Good app good service decen interest

Good app good service decen interest Reviewed on: 17th January 2025

Can't get any where with you .

Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Great Card Both At Home and Abroad

This is a very good credit card for travelling abroad with a good chance of getting a fairly rapid increase in your credit limit if you are sensible and pay off your balance in full. Reviewed on: 17th January 2025

Easy apply just sometimes find it difficult to make...

Easy apply just sometimes find it difficult to make payments easy Reviewed on: 17th January 2025

Gave me a good start to get my credit score started...

Gave me a good start to get my credit score started and all completely hassle free and very easy to use app. Reviewed on: 17th January 2025

It’s been great, very good credit card company

It’s been great, very good credit card company Reviewed on: 17th January 2025

Simple, quick & easy

Simple. What more can be said! App is easy to use and clear in everything Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.95 from 196 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Credit card
from PayPal 4.90 from 82 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub