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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very useful credit card.

Very useful credit card.Good interest rates. Reviewed on: 17th January 2025

Helps wit improving credit score and keeps uou in co...

Helps wit improving credit score and keeps uou in control with your spending Reviewed on: 17th January 2025

first class service

Excellent service great credit card carnt fault it like the way payment s go straight back on card unlike some credit card providers Reviewed on: 17th January 2025

A brilliant card with excellent communication

A brilliant card with excellent communication Reviewed on: 17th January 2025

Amazing, Easy to Use!

Amazing, Easy to Use!!!! good apr so good value Reviewed on: 17th January 2025

Zopa I use every single day now I leave my American...

Zopa I use every single day now I leave my American Express and even coutts card at home Reviewed on: 17th January 2025

Love my zopa card use it every month for all my purc...

Love my zopa card use it every month for all my purchases Reviewed on: 17th January 2025

enjoyable easy to use and helpful contact centre.

enjoyable easy to use and helpful contact centre. Great app. Reviewed on: 17th January 2025

good service

good service nice company to be with Reviewed on: 17th January 2025

Great apr and great app to help with all your needs.

Great apr and great app to help with all your needs. Reviewed on: 17th January 2025

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