Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good enjoying have not had any issues

Good enjoying have not had any issues Reviewed on: 17th January 2025

Quick application.

Quick application. I know what I can apply for from the dashboard and hints and tips to improve my credit score Reviewed on: 17th January 2025

Zopa a good and smart way to improve credit

A good app and easy to use. If you keep up payments you get offers lots of offers Reviewed on: 17th January 2025

Very useful credit card.

Very useful credit card.Good interest rates. Reviewed on: 17th January 2025

Helps wit improving credit score and keeps uou in co...

Helps wit improving credit score and keeps uou in control with your spending Reviewed on: 17th January 2025

first class service

Excellent service great credit card carnt fault it like the way payment s go straight back on card unlike some credit card providers Reviewed on: 17th January 2025

A brilliant card with excellent communication

A brilliant card with excellent communication Reviewed on: 17th January 2025

Amazing, Easy to Use!

Amazing, Easy to Use!!!! good apr so good value Reviewed on: 17th January 2025

Zopa I use every single day now I leave my American...

Zopa I use every single day now I leave my American Express and even coutts card at home Reviewed on: 17th January 2025

Love my zopa card use it every month for all my purc...

Love my zopa card use it every month for all my purchases Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews
All in One Credit Card
from Santander 3.67 from 21 reviews
Initial Credit Card
from Barclaycard 4.02 from 122 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub