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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really happy with zoopa.

Really happy with zoopa. Excellence service would recommend Reviewed on: 17th January 2025

Incredible

Incredible, amazing easy to understand Reviewed on: 17th January 2025

Satisfactory up to date app

Satisfactory very straightforward app Reviewed on: 17th January 2025

Excellent customer service and easy online app

Excellent customer service and easy online app Reviewed on: 17th January 2025

Good allround experience and easy application to use

Good allround experience and easy application to use Reviewed on: 17th January 2025

Zopa is very easy to use and has a low interest rate.

Zopa is very easy to use and has a low interest rate. Reviewed on: 17th January 2025

Good product

Every thing is easy to find and the customer service is great.paying to card is straight forward Reviewed on: 17th January 2025

Good enjoying have not had any issues

Good enjoying have not had any issues Reviewed on: 17th January 2025

Quick application.

Quick application. I know what I can apply for from the dashboard and hints and tips to improve my credit score Reviewed on: 17th January 2025

Zopa a good and smart way to improve credit

A good app and easy to use. If you keep up payments you get offers lots of offers Reviewed on: 17th January 2025

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